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In appreciation & gratitude, we take this opportunity to say "Thank You" for promoting Women and Girls in Golf!

Guardian Life brings you these quick tips for On the Green and Off the Green!

TEE YOURSELF UP FOR SUCCESS
IN THE GAME OF GOLF & FINANCIAL BALANCE
FIND THE RIGHT COACH
Whether you’re just getting started, or you’ve got years of experience, most successful
golfers and wealthy individuals seek advice from others to help them. A coach can…
 Create a customized strategy for your unique abilities, quirks and goals for success.
 Identify and correct bad habits that are preventing your success (some you may not even be aware of!).
 Hold you accountable for committing to good habits that are in your best interest.
 Understand your strengths and weaknesses intimately to help you make better decisions.
BE DISCIPLINED
Dealing with errant shots, distractions, poor climate and hazards are part of the game
 Following a disciplined, consistent approach will outperform taking big risks and hoping for big rewards.
 Manage your emotions and stick to your game plan.
 We play the same course and live in the same financial markets. It is important to realize that your
behavior in improving your game and your finances is more important than the equipment or financial
products you use.
PLAY A HOLISTIC GAME
Like the clubs in your bag, all the items on your financial balance sheet are interdependent.
Focusing on only specific areas of your golf game or financial world can you leave you exposed.
 On the course, you want the right balance of clubs to allow for optimal success, no matter what.
 In your financial world, you want to implement a comprehensive financial strategy to protect
your assets and save appropriately for future wants, while managing debt, taxes and cash flow.
EXERCISE EFFECTIVE COURSE MANAGEMENT
The right decision in one context can prove destructive under different circumstances.
Understand your course and financial contexts to make good decisions and stay in the game!
 Avoid hazards and penalties in golf and reduce risk, and manage debt and taxes on your balance sheet.
 Improve chipping and putting to save strokes, and have a “life events” fund to keep yourself above water.
 Plan your approach shots for where you’re going next and save in the right order to achieve your goals.
 Keep your drives on target to get closer to the green and stick to your budget to live a confident lifestyle,
HAVE FUN
Remember, life is not about numbers, so don’t focus on the score. Focus on getting better and enjoying the round!
This firm is an agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY..

Let’s make contact!
GABRIELA SALAGEAN
Call 734-748-9305